Balance vs. Budget: How Jesus Shows Us to Grow on Purpose
- Tony Simpkins
- Aug 24
- 2 min read
When a bill hits your account you didn’t plan for, it stings. Why? Because you spent from your balance instead of living by a budget. Pastor Rich showed us that the same thing happens in our faith: Jesus paid our sin-debt in full—the balance is covered—but spiritual maturity still requires intentional budgeting of our lives (socially, spiritually, emotionally, and physically).
Luke 2:52—“Jesus grew in wisdom and stature, and in favor with God and man.”
This single verse reveals a whole-life growth plan: wisdom (emotional/intellectual), stature (physical), favor with God (spiritual), and favor with man (social). If Jesus grew that way, so do we.

A Story We All Know (Too Well)
We heard a true-to-life picture: young soldiers thinking they can write checks just because there are blank checks in the book. Ouch. Many of us live our discipleship that way—“I’m saved, so I’m set.” But then “Brother Bill” shows up—electric, insurance, mortgage—and suddenly we realize we didn’t budget for what was coming. In life and faith, unplanned pressure exposes unbudgeted growth.
The Four Growth Buckets
Social – Scripture says a person who wants friends must be friendly. That’s Bible wisdom with Monday-morning practicality. Show up. Call first. Be the friend you’re praying for. Also, some folks are “EGR”—extra grace required—and we grow when we love them well. Iron sharpens iron, so stay in the mix with people who sharpen you.
Spiritual – Jesus prioritized the Father’s presence—even as a 12‑year‑old! He told His parents He had to be in His Father’s house. If the Son of God felt that pull, how much more do we? Build daily rhythms in the Word and prayer.
Emotional – Trauma is just “stress on steroids.” When life spikes, unprepared hearts crack. Budget time to process with God and trusted people before the wave hits.
Physical – Steward your body. Eat wisely. Rest well. Use your strength to serve. You’re not your own—you were bought with a price. Be intentional.
Balance Paid. Budget Required.
Grace sets you free; intentional growth keeps you steady. Don’t just live off the “balance” of what Jesus did; budget your days around who Jesus is forming you to become. Start small: 10 minutes in Scripture, one life‑giving conversation, a walk outside, and a simple prayer: “Lord, grow me today.”
Call to Action: Join us next Sunday at New Faith Church—bring a friend and your “growth budget.” Can’t wait? Learn more and plan your visit at our website.




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